It has been just over two months since I started this blog, and honestly it seems like a lot longer than that. Starting off with practically zero knowledge of investing, it was a very daunting task to sort through all of the investment vehicles that are available, especially when the wrong choice can tear through your savings account. But with the help of some good books and great advice from a few investing veterans I have broken the first barrier.
I am very excited to say that I am finally an official investor! I have invested in the TD e-Series funds, which you can read about here, and I am confident this is a strong decision. It feels amazing to have made real progress, especially after how uphill the task seemed not too long ago.
This is the final asset allocation I have decided on. You may notice a lack of small or medium-cap funds, but the e-Series is slightly limited on selection. It’s somewhat of a loss, but for now the low MERs more than make up for it.
TD CDN Index-e (S&P/TSX Composite) 30%
TD US Index-e (S&P 500) 25%
TD International Index-e (MSCI EAFE) 25%
TD CDN Bond Index-e (DEX Universe Bond) 20%
There we have it. I will be adding money to these funds every month, and re-balancing when any fund gets +/- 5% of it’s original allocation (I will talk about re-balancing in an upcoming post).
Any questions?
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